Self-Pay Pricing and Insurance for Primary Care Services in Bakersfield, CA
At Universal Primary Care, we offer affordable self-pay options for primary care services in Bakersfield, CA. New patient consultations start at $150, and follow-up visits are priced at $100. We also accept most insurance plans to ensure healthcare is accessible to everyone. Whether you’re in need of preventive care, routine check-ups, or chronic disease management, our dedicated team is here to support your health. For more information, contact us or book an appointment online. We have convenient locations at Brimhall Primary Care Center, Ming Primary Care Clinic, Niles Primary Care Clinic, Universal Q-Street Primary Care, Women’s Health Clinic and Niles Family Medicine in Bakersfield, CA.
At Universal Primary Care, we believe that your health should be the top priority, and that includes having clear, upfront information about the cost of your care. Healthcare can be overwhelming, both physically and financially, which is why we are committed to transparent pricing and offering accessible treatment options for all patients. Whether you’re visiting us for chronic disease management, a routine check-up, or a specialized service like medical weight loss, you’ll always know what to expect.
Our physician team specializes in a wide range of services, from pediatric care to geriatric care, asthma management, and preventive care. By combining compassionate care with cost transparency, we make it easier for you to focus on your health without worrying about financial uncertainty.
Insurance and Payment Options Made Easy
Navigating insurance can sometimes be confusing, but at Universal Primary Care, we make the process straightforward. We want to ensure you spend more time focusing on your health and less time worrying about insurance coverage and payment details.
In-Network Benefits
Being in-network with major carriers helps reduce your out-of-pocket expenses. If you have a copay or coinsurance, our team will explain these costs upfront, ensuring you know exactly what to expect. For procedures like EKG tests, vaccinations, or chronic disease management, we work closely with your insurance provider to streamline the process and ensure your coverage is applied.
Out-of-Network Coverage
If we are not in-network with your insurance, you may still be eligible for partial coverage depending on your plan. In these cases, we will provide itemized statements for you to submit for out-of-network reimbursement.
Self-Pay and Cash Options
For those who are uninsured or prefer to pay in cash, we offer competitive self-pay pricing for many of our services. We want to ensure that cost doesn’t become a barrier to receiving the care you need, so we offer transparent and affordable options.
Table of Contents:
What is self-pay pricing for primary care services?
What are the typical costs for a primary care visit without insurance?
Which insurance plans are commonly accepted at Universal Primary Care?
What’s the difference between self-pay pricing and insurance-covered visits in primary care?
Self-pay pricing refers to the cost of primary care services when a patient chooses to pay directly for treatment rather than using insurance coverage. This payment option is available for patients who are uninsured, have high-deductible insurance plans, or prefer not to use insurance. At Universal Primary Care, self-pay pricing is transparent, allowing you to know exactly what you’ll pay for services.
Common Self-Pay Pricing for Uninsured Patients
● Initial Consultation (New Patient Evaluation): Starting at $150
Includes a comprehensive health assessment, physical exam, and a personalized care plan.
● Follow-Up Office Visits: Starting at $100
Covers ongoing management of chronic conditions, medications, and treatment progress.
● Chronic Disease Management: Starting at $100 per session
Includes personalized care for diabetes, hypertension, asthma, and other chronic conditions.
● Pediatric Care: Starting at $75 per visit
Includes routine check-ups, vaccinations, and developmental assessments.
● Women’s Health Services: Starting at $100 per visit
Includes annual exams, reproductive health care, and more.
● Immunizations: Starting at $30
Covers routine and travel vaccines for children and adults.
● EKG Tests: Starting at $50
Non-invasive test to monitor heart health and detect potential issues.
● Medical Weight Loss Services: Starting at $150 per session
Includes personalized weight loss plans, diet tips, and weight loss injections.
The typical cost for a primary care visit without insurance at Universal Primary Care starts at approximately $150 for a general consultation. This includes a comprehensive health assessment, physical exam, and the creation of a personalized care plan. Additional services such as lab tests, vaccinations, or chronic disease management may incur extra charges, but our team will provide you with clear pricing information before any services are rendered.
Insurance Plans We Accept
Universal Primary Care in Bakersfield, CA, accepts a wide range of insurance plans to ensure accessible healthcare for all patients. We welcome most major commercial health insurance providers, including both PPO and HMO plans. Some of the commonly accepted insurance carriers include:
● Blue Cross
● Blue Cross Sisc
● Health Now IPA
● Medicare (Noridian)
● Medical
● Kern Family
● Kern Legacy
● Kern Legacy with (KEKCK – Claims go to Blue Cross)
● United Health Care PPO
● UMR
● Universal Healthcare IPA (MSO)
● Qual Care IPA (Centric and Dignity)
● AARP
● Advantak
● Adventist Health
● Aetna
● Humana (Centric and Commercial)
● Bakersfield Pace
● Blue Shield
● Brand New Day
● Champva
● Cigna
● County of Kern
● First Health
● GEHA
● Health Comp
● Kaiser Permanente (Only Primary Need Authorization)
● Multiplan
● Operating Engineers Trust Fund
● Pinnacle
● Tricare
● Transwestern
● WPS (Tricare West)
● UFCW
● United American
● Anthem Blue Cross Medical
● Railroad (ONLY Primary)
Please note that insurance plan participation may change, and not all plans from a particular insurer may be accepted. We encourage you to contact Universal Primary Care directly or check with your insurance provider to confirm coverage for your specific plan before scheduling an appointment. Our staff is available to assist with insurance verification and answer any questions you have about your coverage or potential out-of-pocket costs.
The primary difference between self-pay pricing and insurance-covered visits at Universal Primary Care lies in how the costs are handled:
● Self-pay pricing means that you pay for the services directly without using insurance. The prices are generally more transparent and fixed, allowing you to know the exact cost of services such as consultations, procedures, and tests. This option is ideal for those who are uninsured, have a high-deductible plan, or prefer not to deal with insurance paperwork.
● Insurance-covered visits involve your insurance provider covering part of the cost for the visit, depending on the terms of your policy. You may still be responsible for a copayment, coinsurance, or deductible. The clinic will bill your insurance provider directly, and you’ll pay only your share of the expenses as specified by your plan.
The choice between self-pay and insurance-covered visits depends on your healthcare plan, financial situation, and personal preferences. Our team at Universal Primary Care is always here to help you understand your options and guide you through the process.
At Universal Primary Care, we are committed to providing high-quality, accessible healthcare to all our patients, whether you choose to use insurance or opt for self-pay options. Our goal is to make your healthcare experience as clear, affordable, and stress-free as possible, ensuring that you receive the best care without financial confusion. For more information, contact us or book an appointment online. We have convenient locations at Brimhall Primary Care Center, Ming Primary Care Clinic, Niles Primary Care Clinic, Universal Q-Street Primary Care, Women’s Health Clinic and Niles Family Medicine in Bakersfield, CA. We serve patients from Bakersfield CA, Maltha CA, Kayandee CA, Panama CA, Arvin CA, Fairfax CA, Rosedale CA, and surrounding areas.
Additional Services You May Need
▸ Annual Physical Exam
▸ COVID-19 Testing
▸ Chronic Disease Management
▸ Vaccinations
▸ STD Testing
▸ Primary Care
▸ Influenza (Flu)
▸ Common Cold
▸ Asthma
▸ Medical Weight Loss
▸ Diabetes
▸ School Physicals Exam
▸ Sports Physicals
▸ EKG
▸ Geriatric Care
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