Primary Care Doctor Accepting Insurance at Niles Primary Care Clinic in Bakersfield, CA
At our Niles Primary Care Clinic, we accept various major insurance plans to ensure you receive the care you deserve. Our dedicated team is here to assist with insurance verification and provide you with personalized healthcare services. For more information, contact us or book an appointment online. We are conveniently located at 2121 Niles Street, Suite 200, Bakersfield, CA 93305.
Table of Contents:
What insurance plans are accepted at Niles Primary Care Clinic in Bakersfield, CA?
What if I don’t have insurance?
Are preventive services covered by insurance at Niles Primary Care Clinic in Bakersfield, CA?
How can I verify if my insurance is accepted?
Universal Primary Care in Bakersfield, CA is committed to making quality healthcare accessible by accepting a wide range of insurance plans. We work with:
• Blue Cross
• Blue Cross Sisc
• Health Now IPA
• Medicare (Noridian)
• Medical
• Kern Family
• Kern Legacy
• Kern Legacy with (KEKCK -Claims go to Blue Cross)
• United Health Care PPO
• UMR
• Universal Healthcare IPA (MSO)
• Qual Care IPA (Centric and Dignity)
• AARP
• Advantak
• Adventist Health
• Aetna
• Humana (Centric and Commercial)
• Bakersfield Pace
• Blue Shield
• Brand New Day
• Champva
• Cigna
• County of Kern
• First Health
• GEHA
• Health Comp
• Kaiser Permanente (Only Primary Need Autho) (Commercial or Medical)
• Multiplan
• Operating Engineers Trust Fund
• Pinnacle
• Tricare
• Transwestern
• WPS (Tricare West)
• UFCW
• United American
• Anthem Blue Cross Medical
• Railroad (ONLY Primary)
Because insurance participation may change, we encourage patients to contact our office directly to confirm if their specific insurance is currently accepted before scheduling an appointment. Our friendly administrative team is available to assist with insurance verification and to answer any questions regarding coverage and billing.
If you don’t have health insurance, getting the medical care you need can feel overwhelming. At Universal Primary Care, we believe everyone deserves access to high-quality healthcare, regardless of insurance status. Our practice is committed to helping uninsured patients find affordable solutions for their medical needs. We offer services on a sliding fee scale based on your income. This means your visit costs are adjusted to make care more affordable for you and your family. We also assist with prescription medications—our team can help you explore patient assistance programs and discount cards to reduce your out-of-pocket costs for medications.
If you need specialty care or face a medical emergency, we can help you understand your options and guide you through the process. While hospitals are required to treat patients regardless of insurance status, you may receive a bill afterward. Our staff can assist you in navigating hospital billing departments to ask about payment plans, financial assistance, or sliding scale fees. Universal Primary Care can also help you explore local and state programs, such as Medicaid or other health coverage options for low-income residents. If you recently lost coverage or experienced a major life event, we can provide information about special enrollment periods for the Health Insurance Marketplace, where you may qualify for subsidies.
We encourage all our patients—insured or uninsured—to seek preventive care whenever possible. Our providers are always willing to discuss costs upfront and work with you to find solutions that fit your budget. Navigating healthcare without insurance is challenging, but you are not alone. Universal Primary Care is here to support you every step of the way, ensuring you get the care you need regardless of your insurance status. If you have questions or need help, please contact us—we’re here to help.
Preventive services are generally covered by insurance at Universal Primary Care. Under the Affordable Care Act, most health insurance plans are required to cover a broad range of preventive services at no additional cost to the patient when provided by an in-network provider. These services typically include routine checkups, immunizations, screenings for conditions such as high blood pressure, diabetes, and certain cancers, as well as counseling on topics like diet, tobacco use, and mental health.
Your exact coverage may depend on your specific insurance plan. It’s important to verify with your insurance company that Universal Primary Care is within your network and to understand which preventive services are included under your policy. Our staff is available to help you navigate your insurance benefits and answer any questions you may have about covered services. If you have concerns about your coverage or potential out-of-pocket costs, we recommend contacting both your insurance provider and our clinic staff before your appointment. We are committed to making preventive healthcare accessible and understandable for all our patients. Please let us know how we can assist you in making the most of your preventive health benefits.
To confirm whether Universal Primary Care accepts your insurance, the best first step is to contact our office directly. You can reach our front desk or billing department by phone, and we’ll be happy to let you know if we accept your specific insurance plan. Please have the exact name of your insurance company and, if possible, your plan type or group number handy, as we may participate with certain plans but not others.
You may also want to check your insurance company’s website. Most insurance providers offer online directories where you can search for in-network doctors and clinics, including Universal Primary Care. While these lists are updated regularly, insurance networks can change, so we recommend confirming with our office as well.
Before your visit, ask if your insurance plan requires a referral or pre-authorization for primary care appointments. It’s also a good idea to inquire about potential out-of-pocket costs, such as copayments, deductibles, or coinsurance, so you know what to expect.
For your records, write down the name of the Universal Primary Care staff member you spoke with, and request written confirmation—either by email or through your insurance portal—that your appointment will be covered. These steps can help avoid surprise bills and ensure you understand your coverage before your visit. If you have any questions about insurance or billing, please don’t hesitate to contact Universal Primary Care. We’re here to help you navigate your healthcare coverage! For more information, contact us or book an appointment online. We are conveniently located at 2121 Niles Street, Suite 200, Bakersfield, CA 93305. We serve patients from Bakersfield CA, Maltha CA, Kayandee CA, Panama CA, Arvin CA, Fairfax CA, Rosedale CA, and surrounding areas.








